Haryana government has started the Atmanirbhar Haryana Portal Registration 2021 at atmanirbhar.haryana.gov.in for economic and banking services. Now people can apply online and book bank slots (limited to cash deposit/withdrawal) for bank loan under Haryana Interest Waiver Scheme. In addition, people can get access to postal banking services for cash delivery of a minimum of Rs. 1,000 to a maximum of Rs. 10,000 at home for Aadhaar linked accounts.
The new Atmanirbhar Haryana portal will help the needy people within the spirit of Antyodaya and make them self-reliant. People will be able to take bank loan without any collateral and the amount of 2% interest will be borne by the state government. Through this portal people can avail 3 types of loans namely Differential Rate of Interest (DRI) Scheme, Shishu Mudra Loan Scheme and Education Loan Scheme.
Here we are going to tell you about how to access bank loans, postal banking services and book bank slots through online mode.
Atmanirbhar Haryana Portal Apply Online
State government. Atmanirbhar Haryana portal has been launched to avail bank loans, access postal banking services and book bank slots. The direct link to access the portal is given below:-
Bank Loan Application / Registration Form
Given below is the complete procedure to fill Haryana Bank Loan Online Application/Registration Form:-
Phase 1: Firstly visit the official Atmanirbhar Haryana Portal atmanirbhar.haryana.gov.in
Phase 2: On the homepage, click on “Bank loanAvailable in main menu or on TabsClick here“Tab as shown here:-
step 3: direct link – https://atmanirbhar.haryana.gov.in/bank_loan/
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step 4: The page to fill the Atmanirbhar Haryana Bank loan application / registration form for Haryana Interest Waiver Scheme (Shishu Loan under DRI / Mudra / Education Loan) is shown below:-
Step 5: Here applicants can select Choose Loan Type, Select Your Bank, Select District, Select Branch and click at the “To move on“Button.
Components of Haryana Interest Waiver Scheme
People can now apply online for bank loan under Haryana Interest Waiver Scheme at Atmanirbhar Haryana Portal. These loans will be given in 3 categories, namely, DRI Scheme, Shishu Loan under Mudra Yojana and Education Loan.
DRI Loan Scheme
Applicants will get collateral free loan under the Differential Rate of Interest Loan Scheme (DRI). For this purpose, applicants must be a permanent resident of Haryana. The annual family income of applicants in rural areas should not exceed Rs. 18,000 and in urban areas should not exceed Rs. 24,000 Candidates should not have received any subsidy benefit from any Central/State Govt. Plan. If the applicant has a DRI loan, the beneficiaries should not have an alternate source of income. The DRI loan application form will appear on the Atmanirbhar Haryana portal as shown below:-
There should not be any property in the name of the applicant. Applicant should not have more than 1 acre of irrigated land and not more than 2.5 acres of unirrigated land. People belonging to SC/ST category will be eligible for the loan. Also, applicants should not be loan defaulters. The requirement of family income certificate has been simplified by linking Aadhaar with family identity card.
Shishu Loan under Mudra Yojana
If a person or businessman wants to start a new business or want to expand his existing business then through this Atmanirbhar Haryana portal people can get loan up to Rs. 50,000 without any guarantee as Shishu Loan under Mudra Yojana. For this the applicant should be a permanent resident of Haryana. Shishu loan application form under Mudra Yojana will appear on the Atmanirbhar Haryana portal as shown below:-
Applicant can be an Individual / Proprietor / Partnership Business / LLP / Private / Public Limited Company. All those companies which are involved in manufacturing, trading, service sector enterprises, MSMEs will be eligible. Further, the applicant firm should not be a loan defaulter.
Students residing in Haryana who have availed education loan after 1st January 2015, the loan interest taken from April 2020 to June 2020 for all such students will be borne by the state government. Education loan application form will appear on the Atmanirbhar Haryana portal as shown below:-
The main objective of this Atmanirbhar Haryana Yojana is to make the process of taking and repaying loans hassle-free to make the poor and needy people self-reliant. Along with this, it will also help in strengthening the economy of Haryana after the COVID-19 lockdown.
Apply online to book your bank slot
People can now also book their bank slot online for cash deposit or withdrawal on the Atmanirbhar Haryana portal. For this purpose, applicants can click on “book bank slot“Tab is present in main menu or on or”Enter Your Bank Slot Today (Click Here)Link on the homepage of Atmanirbhar Haryana Portal or directly click on this link. Then the Apply Bank Slot page will appear as shown below:-
On this page, applicants can enter their name, mobile number, IFSC code, date, available slots and click on “”apply slot“Tab. As on 28th August 2020, around 8968 bank slots have been booked through the Atmanirbhar Haryana portal by the people.
Access postal banking services
People can access the Postal Banking Services, Postal Banking Services through the link given below:-
The page to apply for Postal Bank Service on Atmanirbhar Haryana Portal will appear as shown below:-
Here applicants have to enter name, mobile number, amount, district, city, pincode, address and click on “”To applyButton to apply for Postal Banking Services at Atmanirbhar Haryana Portal. As on 28 August 2020, around 2566 people have accessed postal banking services at their doorstep.
Earlier, PM Modi had announced the economic package of Atmanirbhar Bharat Abhiyan. 20 lakh crore. Haryana gets the benefit of at least 10% of this package and Govt. Now we will take care of every person living in the state. For this work, special teams have been constituted by the Haryana government, which are working on all aspects. For this work, a system is being prepared by the government and family identity card of all the families is being made so that the information of each member of each family can be collected and the benefit of government schemes can be ensured to every needy person.